Capital for your online store growth — Ecommerce Growth Capital
We connect US ecommerce businesses with lenders for inventory, marketing, and cash flow needs.
Soft credit check takes 60 seconds and does not impact your score.
- Revenue-based financing
- Inventory turnover
- Merchant cash advance
- Gross merchandise value
- Cash flow cycle
- Amazon FBA
- Debt service coverage
- SKU performance
E-commerce business growth financing and working capital solutions
Financing options matched to your situation, in one place.
- Inventory Inventory financing Purchase seasonal stock before the holiday rush without draining cash reserves.
- Growth Revenue-based financing Repayments scale up or down based on your daily online sales volume.
- Marketing Marketing credit lines Fund customer acquisition campaigns to boost traffic to your store.
- Debt Merchant cash advances Access immediate working capital against your future credit card sales.
- $10K–$2M Funding amounts
- 24–48 hours Average approval time
- 1 soft pull Credit check impact
How the money moves.
One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.
Platform agnostic
- We fund sellers on Amazon, Shopify, and proprietary platforms.
- Qualification is based on sales performance, not just FICO scores.
Speed of delivery
- Eliminate the weeks of paperwork required by traditional bank loans.
- Digital document signing allows for same-day or next-day funding.
Transparent terms
- We require lenders to disclose total repayment amounts upfront.
- No hidden origination fees or surprise prepayment penalties.
Why the usual lenders say no.
Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.
Lack of collateral
Banks require physical assets to secure loans.
Thin credit file
Traditional lenders over-index on personal credit history.
Seasonality gaps
Banks dislike businesses with fluctuating quarterly revenue.
What a funded request actually looks like.
Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.
Amazon FBA seller
Bulk inventory purchase to prepare for Q4 holiday demand.
Shopify boutique owner
Funding for a 3-month Facebook and Instagram ad campaign.
Multi-channel retailer
Consolidating high-interest short-term debt into one term loan.
DTC brand founder
Expanding product line into three new SKUs for summer.
Explore business insurance and banking
Your growth needs more than just capital. We can also connect you with business banking solutions and commercial liability insurance for growing stores.